Zero-Based Budgeting for Beginners: A Step-by-Step Guide Are you tired of wondering where your money goes each month? Are you living paycheck to paycheck? Do you want to have more control of your money? Zero-based budgeting (ZBB) can help. Every dollar gets a job. This means you decide what each dollar will do. It's about making a plan for your money. ZBB is a great way to boost your awareness of how you spend. It also helps you control your money better. It can even unlock more savings! Let's see how it works. Step 1: Calculate Your Total Income: First, you have to know how mu…